KiwiSaver is New Zealand’s savings initiative that combines your voluntary contributions with contributions from your employer and the government. It’s main purpose is to help you save for retirement, but in some cases it...
If you are currently working (part-time or full-time), it’s likely that you are a member of the KiwiSaver scheme. This means that a portion of your income is automatically transferred to your KiwiSaver savings account, including...
As you might already know, you need a minimum deposit of 20 percent to secure a home loan in New Zealand. However, there are some key exceptions. The Welcome Home Loan is one of...
So you’re looking to buy a house, and you want the best mortgage deal you can get. Do you go direct to the banks, or use a mortgage broker? Here’s our take on what...
The home buying process is full of language that could be confusing to understand. Here are some common terms and definitions used by people you will come across in your home buying journey. Appreciation:...
In the quest to purchase your first home you’ll probably notice that some properties are advertised using different values, all of which can differ quite drastically. While your bank probably uses its own appraisal...
It’s absolutely true that putting down a larger-than-necessary deposit can help you save big on interest, but in some scenarios (high rents, good rates, favourable market conditions and so on) you’ll do whatever it...