Booked your travel overseas? You have sorted your accommodation and your flight plans. Now….how about travel money? Should you exchange your New Zealand dollars right away or should you wait until it’s closer to...
As part of our Money Week series of articles we have already looked at smart ways to use your credit cards and the importance of being cashflow rich (not just asset rich). Your personal...
In keeping with the theme of Money Week, being ‘financial resilience’, we looked at smart ways to use your credit cards in the first part of this series. The concept of resilience is relevant...
This week is Money Week – the theme for this year being ‘financial resilience’. At PocketWise, building a financially resilient community is our mission. Of course there are many approaches to being financially resilient....
Like Lindsay Lohan circa 2007, negative gearing seems to always be in the headlines for all the wrong reasons. While negative gearing is more relevant to investors than property newbies, there’s a high chance...
The Kiwi property market has a lot of parallels with our neighbours across the ditch, which has made the results of a recent study all the more worrying. The research found that a substantial...
A combination of attractive market conditions and greater budgeting certainty has seen more and more Kiwis taking out fixed rate home loans in recent years. While current rates are certainly making fixed mortgages appealing for first...
Among the many questions you’ll face when taking out a home loan in New Zealand, one of the most important is: Should you fix or float? A fixed home loan allows you to lock in...
Okay people, today we have another three-letter economics acronym to add to your repertoire: OCR. The Official Cash Rate is hugely influential in New Zealand’s finance and property markets, yet relatively few first home buyers know...
Peer-to-peer lending feels a bit like the phrases “ruck and maul” to a non-rugby fan – you may have heard of it, but don’t quite know what it means. Over the next few paragraphs,...