Mortgages 101

Mortgages 101

Let’s start with the basics You want to buy a house. The asking price is $500,000, but you and your partner have only saved $100,000. You need a handy, dandy mortgage. A mortgage is essentially a loan from the bank for you to purchase real estate. And like any other loan, you will need to Read more →

Posted by pwadmin in Mortgage Basics
Apartment Buying Do’s and Don’ts

Apartment Buying Do’s and Don’ts

The unitary plan is outlining actions to increase the density of urban Auckland. This means more Aucklanders will be expected to live in apartments and potentially moving away from the stereotypical kiwi home with a sun deck for BBQs and a nice backyard for games of backyard cricket. Even though this move might not please Read more →

Posted by pwadmin in Mortgage Basics
Buying vs. Renting

Buying vs. Renting

Buying a home is one of the most rewarding and satisfying things you will ever do. Your home will most likely be one of your biggest assets, and the biggest debt. Before you take on the challenge of owning a home, you need to make sure that you’re clear about why want to own a Read more →

Posted by pwadmin in Mortgage Basics
How to rev up your KiwiSaver – Part 2

How to rev up your KiwiSaver – Part 2

“How you go about managing your KiwiSaver account today will determine how you go about managing your life in retirement.”  As with most things in life, luck favors the prepared. It is inevitable you will get to a point in life when you want to kick back and relax and enjoy the fruits of many Read more →

Posted by pwadmin in KiwiSaver
How to rev up your KiwiSaver – Part 1

How to rev up your KiwiSaver – Part 1

“What you save up in your KiwiSaver account will have a massive impact on your quality of life in retirement.” When you retire, it could mean the difference between choosing where to travel next, and worrying about how to pay your bills. It’s easy enough not to realize how quickly the little amounts set aside Read more →

Posted by pwadmin in KiwiSaver
Top 3 benefits of buying your own home in New Zealand

Top 3 benefits of buying your own home in New Zealand

While some regions are more affordable than others, there’s no denying that you’re going to have to dig deep in your pockets no matter where you buy a house in New Zealand. The costs involved with chasing the Kiwi dream can be a little daunting, but for most the pros far outweigh the cons. So, what are the Read more →

Posted by pwadmin in First Home Buyer, General Finance, Tips
3 top tips for all auction newbies

3 top tips for all auction newbies

Fast-talking auctioneers, grim-faced bidders and an open-ended price point can make auctions a terrifying experience for the uninitiated. Nevertheless, they are becoming an increasingly popular method of sale in Aotearoa, with the number of dwellings sold by auction increasing by 45 per cent in the 12 months leading up to January 2017, according to figures Read more →

Posted by pwadmin in First Home Buyer
3 totally free personal finance apps you need to install today

3 totally free personal finance apps you need to install today

In a world where Tinder and Snapchat filters and Pokemon GO (is anyone still playing that?) can be accessed on your phone with a casual flick of the finger, who really has time to be messing around with personal finance apps? You. Yes, you. Whether you’re working on paying off your credit card debt or saving up Read more →

Posted by pwadmin in General Finance, Tips
4 Tips to Get Your First Mortgage Loan Approved

4 Tips to Get Your First Mortgage Loan Approved

Buying a home is, for most of us, the biggest financial investment we will make in our lives. So it’s no surprise that we can’t just walk into the bank and sign the dotted lines. For aspiring first home buyers, there are a few things you can do to increase your chances of getting your Read more →

Posted by pwadmin in First Home Buyer, Mortgage, Tips
Mortgage requirements part 4: Tapping into the HomeStart grant

Mortgage requirements part 4: Tapping into the HomeStart grant

Saving up for a deposit on a house is no walk in the park. Luckily, the New Zealand government offers a few different schemes designed to make things a little easier for property newbies, with the HomeStart grant being one of the most valuable. What does the HomeStart grant provide? The HomeStart Grant is a Read more →

Posted by pwadmin in First Home Buyer, Mortgage, Tips
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