To fix your mortgage rate, or not, that’s the question
Home loan mortgage rates are at an historic low. Does that mean that you should be locking in these rates now?
PocketWise Blog
Falling interest rates impacting on your travel money?
You get more bang for your buck when you buy more foreign currency for the same amount of home currency. How do you best deal with the uncertainty?
KiwiSaver funds still licking their wounds
About 80% of all KiwiSaver funds suffered losses ranging from as little as 0.1% to some as high as 20%, in the last three months of 2018. Over half of those funds are yet...
Coping with lower term deposit rates
Over the past week, term deposit rates have fallen by as much as 0.45% over the 4 to 5 year period. Find out what impact that has on your investment portfolio going forward
New savings rules comes with big bucks attached
From 1 April 2019 you can choose KiwiSaver contribution rates of 3%, 4%, 6%, 8% or 10% of your salary. Make the most of it!
Spoilt for choice, but are you missing out on big dollars?
It never ceases to surprise us when people say that they don’t know who their KiwiSaver savings is invested with. KiwiSaver has been in place for over a decade – so you would think...
How safe is your money in KiwiSaver?
About 80% of diversified KiwiSaver funds lost value in 2018. Was yours one of them? Find out how your KiwiSaver fund has performed over the past few years and how much you may have in...
Should you consider an interest only loan?
Few of us are fortunate enough to be able to afford buying a house without taking a home loan. For the rest of us, there are a number of decisions that need to be...
Don’t get a credit card before you figure this out
On average, each month Kiwis rack up about $4.2 billion in credit card transactions – either on shopping locally or using their card for shopping overseas. With the silly season just a few weeks...
Three things you should know about your bank term deposit
Kiwi households have over $160 billion invested in term deposits issued by financial institutions, such as banks. This has doubled in amount from just 10 years ago. Suffice to say term deposits are a...